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Risk Management Policy


There are risks involved in investment/buyers. The risks in investing/buying are faced and endured by our smallholder investors/buyers every day. Also, this is where the core business of Manvik Group comes in, we take and make pragmatic steps and decisions to provide structures to reduce risks and increase profitability. Investors/buyers limited wing_partnerships and financial debts hinder them from opportunities to enhance their lifestyle. Manvik Group plays a part in reducing these risks, to protect both the users and the investors/buyers. We at Manvik Group have adopted and implemented the following strategies to mitigate our risks. Authentication for wings investors/buyers Enlistment Manvik Group does work with a larger investors/buyers community where all investors/buyers are been selected and verified with the assistance of the local government unit. investors/buyers are required to submit an application form and have to undergo an interview with Manvik Group. Only those who pass the process will be allowed to join the program. Also, investors/buyers are required to sign an agreement for a specific timeline to manage the funded portfolio responsibly. Agricultural Insurance Services At Manvik Group, we give our funders the option for choosing to fund in wing invest/buyer that are adequately covered by the insurance organizations rendering agricultural insurance services. Insurance Services are obtained usually to mitigate several unprecedented risks. Presently, we have a partnership with Green Delta Insurance Company, the country's largest agriculture insurance provider to provide insurance facility for the wings. Capacity Development and Leveraging on Skills and Experience At Manvik Group, we work with investors/buyers and wings groups who have had years of experience in the garments factory ladies western outfit woven product they grow. We ensure proper training for them on the best practices also at the selection process necessary measures are being taken to ensure that the risk involved is being reduced to a minimal level. Forward Market Linkage Partnership with end-market buyers helps us to mitigate the risk that we may face as a result of price fluctuations and getting a better price for the produce. This measure helps to mitigate the market risk that we are being faced with. Verification of Inputs and Regular Monitoring We ensure that quality garments product and furniture – interior design. inputs are purchased as this enables the production to be of high yielding. Also, regular monitoring and guiding wings enables investors & buyers to mitigate risks and get a better price. Pest's Risk This usually occurs when investors & buyers have very limited capital. With access to capital, pests can be prevented. investors & buyers are also provided with access to garments and furniture & interior design to infuse best practices in pest prevention/mitigation. product insurance also covers damages from pests. Market Risk For high-value product, prices are volatile and may drop and spike at different times, depending on the supply and demand in the market. This is managed by recommending diversification of product for each shipment, and by clustering different investors & buyers together to further distribute the risks.